What's so great about a MassHousing Mortgage

Available with MI Plus Mortgage Payment Protection!

More than 50,000 people have used a simple, straightforward MassHousing Mortgage to buy a 1-4 family home or condominium in Massachusetts! All MassHousing Mortgages feature

  • Affordable, fixed interest rates
  • Flexible underwriting and income limits
  • Loan servicing by MassHousing. If you have a question, you’ll know who to call!

Down Payments

Having trouble with the initial costs of buying a home? We’ve got you covered!

  • Down payment assistance available to qualifying borrowers
  • MassHousing also offers a number of low down payment options

Mortgage Insurance (MI) Options

Not all MassHousing Mortgages require MI. Loans insured by MassHousing feature

Repairs and Rehabilitation Financing

Buying a home in need of repair? A MassHousing Mortgage may be used to finance the purchase and rehabilitation of a home!

Next Steps

To learn more about these and other programs and resources from MassHousing, fill out the form below! Or contact a MassHousing-approved lender!